Buyer Information

When beginning the home buying process, it’s helpful to know what all goes into it. I’ve made a checklist to help make the process a little easier!

Before Contract

• Find the right lender and get preapproval with the right loan
  • Conventional
  • FHA
  • USDA
  • VA
• Find a good realtor
• Find the right home
• Get an accepted offer in contract

After Offer is Accepted

• Submit the earnest money
• Schedule any inspections — Whole house, Sewer, Pest, etc.
• If necessary, check for permitted building
• Wait for appraisal completion — this is ordered by the lender
• Wait for closing date to be set
• Transfer utilities
• Arrange for cash to close
• Attend closing & sign documents
• File for any tax exemptions with the county

*This checklist should act as a guide only. Actual timeline and steps may vary from buyer to buyer.

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Advice for First-Time Buyers

The best first step in buying a home is to get pre-approved with a lender. This will help you to determine a budget you’re comfortable with and also help you plan for closing costs. Also, don’t be shy about asking your agent questions throughout the process! 

-Sarah Funk-Adkins